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Helpful Homeowners Insurance Tips for First Time Home Buyers

Helpful Homeowners Insurance Tips for First Time Home Buyers

Helpful homeowners insurance buying tips for those that are looking to become first-time homeowners.

You have decided to take the plunge and purchase your first house! The first hours of trying to find a new home can be exhilarating, but you’ll soon find that it can be incredibly nerve-wracking, especially if this is your first rodeo in the housing market. It’s quite difficult to know what exactly you’ll encounter, but most people have to go to the lowest common denominator, and there are several ways in which you can take action before you purchase your very first home. Follow these helpful tips for first time home buyers so you can cut costs and save money on your homeowners’ insurance policy.

Saving Money When Buying Your First Home

Planning ahead can have its benefits. This is what homeowners insurance does, only instead of having to think of everything you need to be protected for, your policy does it for you and even covers things that never crossed your mind.

What Makes Your Home Insurance Expensive?

  • If you’ve made claims in past, you would not be eligible for the claims free discount which could cause you to pay significantly more for home insurance.
  • If you’ve never had a previous insurance policy for a residence, that means you’ve had a gap in your insurance history. Insurance companies are not fond of this may increase your payments.
  • If your home has “attractive nuisances” like pools, trampolines, etc. your insurance company will likely take that into account and increase your rates. 

When it comes to your home purchasing a quality homeowners insurance is the best way to protect it from dangers unseen to you. For all of your insurance coverage needs, contact the insurance experts at Scavone Insurance Center in White Plains, New York. We will work with you to makes sure you have the coverage you need to protect you from any perils. 

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