On the road or at home, you need adequate and affordable insurance coverage. Learn more today about the additional products the Scavone Insurance Center offers. In business for over 45 years, the Scavone Insurance Center specializes in almost every type of insurance.
Collector Car Insurance
There is separate coverage available for collector cars. Many companies will assign a very low book value to a car that is 20 years or older on a regular auto policy without insuring it for the real street value, so make sure you get specialty collector car insurance. This coverage may also be available to newer sports cars, exotic or special edition models.
National Flood Insurance Program (NFIP) – simple definition of a flood is an excess of water on land that is normally dry. In New York, homeowners insurance policies do not cover floods. So be sure to ask about this beneficial coverage as you prepare for the future, whether you are in a flood zone or not.
Hit the open road on your motorcycle and feel free, just make sure you have adequate motorcycle insurance first. If an accident were to occur, nothing prevents you from hitting the road hard. It is insurance coverage that pays for medical expenses, bike repairs and property damage so that you can get back on the road where you belong.
Your RV serves as your home away from home. Insure it properly and protect your investment. An RV insurance policy covers damage to the vehicle along with providing you with liability protection. With the right insurance policy, you can be sure to spend your vacations relaxing with confidence that you are fully protected.
Hop on your personal watercraft to experience open water fun. As long as it’s covered by watercraft insurance, your boat or Jet Ski is protected against vandalism, accidents and liability. Your watercraft policy will not cover your machines if they’re modified for speed or performance, or operated by an unlicensed driver. But legal operation and adequate insurance means you’re covered as you enjoy fun in the sun.
While we offer comprehensive insurance policies, you may require a little extra coverage as your current liability protection may not be enough. If there are serious injuries or deaths due to an accident involving your property, auto, boat, recreational vehicle, or snowmobile, most basic polices provide just $300,000 or less in liability protection. Should a lawsuit arise, without excess liability coverage, everything you own, even your income, could be at risk.