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Worker’s Compensation for your New York Business

Worker's Compensation for your New York Business

Working for yourself allows you the freedom to work from wherever you want, as well as the freedom to make your own schedule. It also comes with the responsibility of making sure that your business is protected from any unfortunate situation with the right insurance policies. When looking for the right insurance policies for your business, it is important to make sure to not overlook Worker’s Compensation Insurance, even if you are the only employee.

In the state of New York, it is required for all business to carry Worker’s Compensation Insurance, even if there is only one employee. Although Worker’s Compensation laws vary depending on the state, New York, along with Utah and Nevada, require all businesses to carry Worker’s Compensation Insurance, even if you are the only employee, and also the sole proprietor of the company.

A Worker’s Compensation Insurance policy is meant to provide protection for both a company and the employees in case any of the employees are injured on the job. It is different from a disability policy, since disability will provide coverage if the employee is injured outside of the job. Worker’s Compensation provides a pay out to the injured employee after they are injured on the job to cover the income that is lost when they are not able to work due to their injury. Worker’s Compensation payments are always tax-free, unlike both disability and unemployment benefits.

For all of your Worker’s Compensation needs throughout New York, contact the insurance professionals at the Scavone Insurance Center, located in White Plains, New York. We can provide you with the most comprehensive Worker’s Compensation policy to ensure that both your business and your employees are protected from any unfortunate situation, all at the right price to fit into any budget.

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