Scavone Insurance Center

15
Sep

The Rising Cost of Lumber and How It Affects Your Home Insurance

Over the past few years, the cost of lumber has jumped almost 200%. Much of this is due to the pandemic, but other factors include where the lumber comes from and how easy it is to get it where it needs to be. States like Florida and Louisiana that have been hit extremely hard due to storm damage, and California that

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8
Sep

Auto Insurance Claims and How Its Payouts Are Determined

We all know that auto insurance is mandatory in most states. What many people don’t understand, however, is how their policy works. Filing a claim is only the first step in the process. You must walk through several other measures before paying a claim. Knowing the process will help relieve some of your frustration while waiting for your claim to

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18
Aug

5 Practical Ways to Save on Auto Insurance

Getting car insurance helps protect the driver or the car owner. Whether it’s just basic liability insurance or you have full auto coverage, it’s crucial to ensure that you’re getting the best deal possible. You shouldn’t have to spend more than needed as auto insurance is not supposed to drain your bank account. Knowing exactly what affects your auto insurance

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11
Aug

How to Protect Your College Student from On-campus Losses

Sending your child to college is an experience that comes with exhilaration, stress, and a measure of anxiety. Therefore, knowing how your homeowners’ insurance policy protects your children and their belongings while they are away at college will go a long way in putting you at ease. Most homeowners insurance policies offer coverage for college students as long as they’re

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21
Jul

What Is Collision Insurance & Why Do You Need It?

Collision insurance protects your vehicle when you collide with another vehicle or object. However, covering the damages can be difficult without the proper protection. Here is an in-depth look at collision insurance. Purchasing a car is a significant investment. In order to keep your vehicle functioning at a high level, you need to protect it. Insurance is essential to keep

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14
Jul

5 Reasons Why Independent Contractors Need Workers’ Compensation

As an independent contractor, you are aware that an accident can occur at any time. If you are injured on the job or contract an illness, workers’ compensation can cover your medical bills and help replace your lost wages. Common instances when workers’ compensation assists contractors include slip and fall accidents, burns, serious back injuries, and carpal tunnel syndrome. Workers’

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17
Jun

Umbrella Insurance Policies and Excess Uninsured/Underinsured Motorist (UM/UIM) Coverage

Automobile insurance is written out in a way that protects you and others from the after-effects of an accident. Many people choose to carry the state-required minimum amount of auto insurance to be able to drive legally on the roads. It may be much cheaper at the time to carry the state minimum amount of auto insurance, but it can

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10
Jun

How Home Improvements Can Affect Your Home Insurance Premiums

Homeowners undertake home improvement projects to make repairs, add to their existing space, or make substantial upgrades. While the improvements will eventually raise the value of your home, they will also raise your homeowners insurance premiums. Depending on the amount of risk you incur during the actual renovations, your premiums may increase the day you start the project. Working with

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13
May

How Will the New Changes in Flood Insurance Impact You?

Flood insurance rates are on the rise. The National Flood Insurance Program is looking to overhaul its risk assessment model. The NFIP wants to change under-priced policies while they attempt to deal with debt. Congress eliminated some of the debt to help deal with the aftermath of Hurricanes Maria, Irma, and Harvey. However, a new wave of floods has led

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6
May

7 Safety Tips for Novice Drivers

For many young people, learning how to drive is one of the most exciting times in their lives. While you may be anxious to showcase your independence, your parents may be stressed out. Even if you have practiced and passed your driver’s test, there is no way to prepare for the unpredictability of daily driving. The threat of being involved

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COVID-19 Update:

Due to the ongoing COVID-19 outbreak, our office is working with limited staff. We are requesting people to come in ONLY IF NECESSARY! We have all the resources to continue servicing your Insurance needs. Should you need to contact us, please call the office first!! 914-428-7111. You can also reach us by email [email protected], or fax 914-428-7764.
You are more than just our Policyholders; you are our friends and “Insurance family”! We hope you stay safe and we will get through this together!! COVID-19 Info