Scavone Insurance Blogging Team

Why relying on auto insurance minimums will leave you at risk. When it comes time to secure auto insurance, many drivers look to secure minimum coverage as a way to save money.  However, relying on state minimums is risky as these limits are not usually enough to protect against all the risks that you face.  Here’s why minimal auto coverages

Read more

Use these plants to naturally purify the air. As a homeowner, the last thing that you want is for your loved ones and guests to breathe in chemical-filled air.  While you can improve your home’s air quality by investing in an air filter, you have some more natural options as well.  In fact, there are many common indoor plants that

Read more

Bump up your home coverage with these optional endorsements. While you might assume that your homeowners insurance policy protects you from every threat that comes your way, this simply isn’t the case.  Every insurance policy leaves you with certain coverage gaps, and your home policy is no different.  Fortunately, you have the ability to increase your coverage by adding riders

Read more

Why business interruption insurance is an essential coverage. While most business owners understand the importance of securing general liability, commercial property, and workers compensation insurance; many do not consider business interruption insurance an essential coverage.  Here’s why you cannot afford to skip out on business interruption coverage. Business Interruption Insurance Basics Business interruption insurance covers a portion of a business’s

Read more

What is insurance fraud? Insurance fraud is a serious crime that is punishable by law.  However, many people do not actually know what insurance fraud is or why it is so bad.  To ensure that you do not get involved in this illegal activity, here’s what you need to know about insurance fraud. What is Insurance Fraud? In general terms,

Read more

Does your driving experience and age really affect your car insurance costs? You know that your auto insurance provider will take various personal factors into account when calculating your insurance rates.  Two of the things that they will look at is your driving experience and your age.  But how do these two factors influence your premiums?  Here’s what you need

Read more

Have your kids help you prepare this Mother’s Day treat! With Mother’s Day quickly approaching, your kids are probably eager to show their mom how much they love her.  Want to help your kids pull off the perfect Mother’s Day surprise?  Then help them whip up this fun and deliciously sweet recipe and surprise her with breakfast in bed! Fruity

Read more

How to avoid costly workers compensation mistakes. While workers compensation insurance audits are not necessarily something to fear, business owners need to understand that an audit can result in premium increases should it uncover issues and inconsistencies.  The best way to avoid costly rate increases is by nipping workers comp issues in the bud.  Here are some of the steps

Read more

Steps to take to manage your total loss vehicle claim. If you’ve been in an accident and your car has sustained serious damages, then there’s a good chance that your vehicle will be declared a total loss.  At this time, your insurer will work with you to begin the settlement process.  While this all seems very overwhelming, there are some

Read more

Keep your teen driver safe. If you are teaching your teen to drive, then you might not know where to begin.  If you are feeling overwhelmed, then it’s important to remember that road safety is the most important thing to teach your teen.  Go back to the basics by teaching your teen these safe driving lessons. Always Wear Your Seatbelt

Read more