Scavone Insurance Agency Center LLC
Buying the Right Policy for Your High Value or Scheduled Items
We all own possessions that have additional sentimental value over and above what we have paid for them. While you may not insure for sentimental value, you can insure for the appraised value. For example, antiques and collectible items may be worth much more than what you may have paid for them originally. These items are referred to as scheduled
Steps to Determining Which Members to Add to Your Auto Insurance Policy
There are a lot of variables to consider when assessing your auto insurance coverage. For example, if there are other drivers in your household, you may have some tough decisions to make. When you are finalizing your auto insurance policy, insurers may ask you to list all the members of your household. You can tell your insurance provider about the
7 Tips To Manage Your Time For An Organized Christmas
Christmas is one of the busiest times that it comes easy to go out of track. There is an increase in anxiety, pressure to socialize with me and smile more. We all want to do all of this in a limited time. Since we are only humans, how can we achieve that? This post contains some valuable tips on how
How Are Home Insurance and Water Damage Claims Connected?
Many different things can cause water damage. Your homeowners ‘ insurance will cover water damage caused by a sudden or accidental event. Other causes, however, are not. If you do file a claim that is protected by your homeowners’ insurance, be prepared. You will still have to pay your deductible before your insurance coverage kicks in. This post discusses how
4 Practical Thanksgiving Hacks to Eliminate Stress
Thanksgiving is a particular time where we can spend time with the family and friends who mean the most to us. Making sure the holiday is perfect can be pretty stressful, but it doesn’t have to be that way. You can do many things to eliminate the stress associated with preparing dinner for a large family gathering. The following hacks
How Does Your Vehicle Have an Impact on Your Car Insurance?
Finding the perfect auto insurance policy can be pretty tricky. There are a lot of variables that influence your vehicle insurance premium. You may not be aware that the type of vehicle you have may alter the terms of your vehicle insurance premium policy. You have to figure out how much coverage you need and the amount you feel comfortable
How Does an Umbrella Policy Add an Extra Layer of Protection?
It’s hard to determine how much insurance you need when protecting your home or business investment. While your insurance agent can help you figure out a good place to start, no one can predict the future or what type of events will occur that will require you to tap into your various insurance policies. For example, it can be challenging
Does Your Homeowners’ Insurance cover rodent Damage?
Mice, rats, and insects can cause different types of damage to your home and personal belongings. Unfortunately, most rodents go undetected until they have taken up permanent residency in your home. You may catch glimpses of them now and then, but it isn’t until the damage becomes more noticeable that you realize you have a real problem on your hands.
The Rising Cost of Lumber and How It Affects Your Home Insurance
Over the past few years, the cost of lumber has jumped almost 200%. Much of this is due to the pandemic, but other factors include where the lumber comes from and how easy it is to get it where it needs to be. States like Florida and Louisiana that have been hit extremely hard due to storm damage, and California that
Auto Insurance Claims and How Its Payouts Are Determined
We all know that auto insurance is mandatory in most states. What many people don’t understand, however, is how their policy works. Filing a claim is only the first step in the process. You must walk through several other measures before paying a claim. Knowing the process will help relieve some of your frustration while waiting for your claim to
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