Auto Insurance


Car Insurance: Does It Cover Fire Damage?

Car owners often wonder if their car insurance covers fire damage. The answer is complex, as it varies depending on the type of policy and the circumstances surrounding the fire. This blog will discuss what causes a car to catch fire and how car insurance may cover fire damage. We will also discuss what you can do to avoid a

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Auto Insurance Facts and Myths You Must Know

Auto insurance is a must for any driver. It protects you, your vehicle, and other people in case of an accident. Several misconceptions about auto insurance can cost you money and put you at risk. Here are 11 auto insurance facts and myths you should know. Red cars cost more to insure One of the most common myths about auto

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6 Factors Influencing Your Car Insurance Rates

There are several pricing factors that determine the amount of your insurance policy. Each insurance policy does not follow the similar parameters mentioned below. However, many insurance companies follow these factors to calculate your insurance rates. Here are the 6 different factors that influence your car insurance rate: Age When determining premiums, insurance companies mostly consider age. The most expensive

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How to Avoid Heat-Related Summer Car Problems

Summer is perhaps one of the best seasons to get out in the United States, regardless of where you live. Some individuals like to relax on the beach as the days grow warmer, while others prefer hiking or camping. Summer is challenging for your car because it operates outside its typical temperature range. And if your car isn’t adequately prepared

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Does New York Recognize Defensive Driving Courses Taken Online?

New York is serious about helping drivers remain safe on the roads. It not only recognizes both online and in-class defensive driving courses but also offers them to New York residents. Defensive driving courses are beneficial in several ways. Most importantly, it allows the driver to refresh their knowledge and remain current on new laws that may have been put

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How Can Speeding Tickets Impact Your Auto Insurance Rates?

Research shows that there are multiple variables involved in figuring out an auto insurance premium. Practicing safe driving habits can help you find cheaper rates. If you are served a speeding ticket, your insurer will assess multiple factors, including the type of ticket, the level of severity, the location, and whether you have previous tickets on your record. If you

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Steps to Determining Which Members to Add to Your Auto Insurance Policy

There are a lot of variables to consider when assessing your auto insurance coverage. For example, if there are other drivers in your household, you may have some tough decisions to make. When you are finalizing your auto insurance policy, insurers may ask you to list all the members of your household. You can tell your insurance provider about the

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How Does Your Vehicle Have an Impact on Your Car Insurance?

Finding the perfect auto insurance policy can be pretty tricky. There are a lot of variables that influence your vehicle insurance premium. You may not be aware that the type of vehicle you have may alter the terms of your vehicle insurance premium policy. You have to figure out how much coverage you need and the amount you feel comfortable

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Auto Insurance Claims and How Its Payouts Are Determined

We all know that auto insurance is mandatory in most states. What many people don’t understand, however, is how their policy works. Filing a claim is only the first step in the process. You must walk through several other measures before paying a claim. Knowing the process will help relieve some of your frustration while waiting for your claim to

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5 Practical Ways to Save on Auto Insurance

Getting car insurance helps protect the driver or the car owner. Whether it’s just basic liability insurance or you have full auto coverage, it’s crucial to ensure that you’re getting the best deal possible. You shouldn’t have to spend more than needed as auto insurance is not supposed to drain your bank account. Knowing exactly what affects your auto insurance

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COVID-19 Update:

Due to the ongoing COVID-19 outbreak, our office is working with limited staff. We are requesting people to come in ONLY IF NECESSARY! We have all the resources to continue servicing your Insurance needs. Should you need to contact us, please call the office first!! 914-428-7111. You can also reach us by email [email protected], or fax 914-428-7764.
You are more than just our Policyholders; you are our friends and “Insurance family”! We hope you stay safe and we will get through this together!! COVID-19 Info