Auto Insurance


Watch Out, Winter Driving Can Be Dangerous

Stay safe on the roadways this winter. Due to snow, sleet, black ice, and freezing temperatures, winter is considered the most dangerous time of year for drivers.  This is especially true if you live in a state where winter weather conditions are particularly nasty.  If you know that you will soon be battling heavy snowfall, icy streets, and bitter cold,

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Understanding Auto Recalls

If your car is recalled, what does it mean for you? After buying a car, you expect it to be functional and safe.  This is why having your car recalled is so concerning.  However, before you panic, it’s important to understand what auto recalls actually mean and what you should do if your car is recalled. What is a Recall?

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How to Select the Right Car Coverage for You

Why it’s important to have enough car coverage to meet all your needs. When it comes to car insurance, many drivers are intimidated by all the coverage and carrier options available to them.  Because they are not sure what to do, many drivers end up selecting a policy that meets their state’s minimum insurance requirements.  However, relying on these minimums

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Understanding Your Rental Car Insurance as You Travel

Renting a car for your next road trip? Then here’s what you need to know about your insurance coverage. If you are taking a road trip, then renting a car is a great idea. Not only does this save you from racking up miles on your personal vehicle, but it also allows you to choose a make and model that

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Insurance for College Back-to-School

Make sure your student is protected with the right insurance as they head back to college this fall. Whether your student is returning to campus or heading off for the first time, it’s important to make sure that they have the right insurance to keep them safe. But what types of insurance does your student need the most? Here’s what

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Who to List on Your Auto Insurance

Include these drivers on your car insurance policy. When you secure auto insurance, one of the things that you need to do is name additional drivers on your policy.  But who exactly do you need to list and how does naming these drivers affect your premiums?  Here’s what you need to know. Who should be listed? Generally, anyone living under

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Why Minimal Car Insurance Isn’t Worth It

Why relying on auto insurance minimums will leave you at risk. When it comes time to secure auto insurance, many drivers look to secure minimum coverage as a way to save money.  However, relying on state minimums is risky as these limits are not usually enough to protect against all the risks that you face.  Here’s why minimal auto coverages

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Understanding Insurance Fraud

What is insurance fraud? Insurance fraud is a serious crime that is punishable by law.  However, many people do not actually know what insurance fraud is or why it is so bad.  To ensure that you do not get involved in this illegal activity, here’s what you need to know about insurance fraud. What is Insurance Fraud? In general terms,

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How Driving Experience and Age Affect Your Auto Insurance Rates

Does your driving experience and age really affect your car insurance costs? You know that your auto insurance provider will take various personal factors into account when calculating your insurance rates.  Two of the things that they will look at is your driving experience and your age.  But how do these two factors influence your premiums?  Here’s what you need

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What to Do When Your Car is Declared a Total Loss

Steps to take to manage your total loss vehicle claim. If you’ve been in an accident and your car has sustained serious damages, then there’s a good chance that your vehicle will be declared a total loss.  At this time, your insurer will work with you to begin the settlement process.  While this all seems very overwhelming, there are some

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COVID-19 Update:

Due to the ongoing COVID-19 outbreak, our office is working with limited staff. We are requesting people to come in ONLY IF NECESSARY! We have all the resources to continue servicing your Insurance needs. Should you need to contact us, please call the office first!! 914-428-7111. You can also reach us by email [email protected], or fax 914-428-7764.
You are more than just our Policyholders; you are our friends and “Insurance family”! We hope you stay safe and we will get through this together!! COVID-19 Info