Your roof keeps you and your family warm and dry during the worst of storms, but it is not invincible and will need to be replaced sooner or later. Most homeowners think they are in need of a new roof after they find a leak in their ceiling. The leak could come from a variety of roofing issues. But a
This winter has been a brutal one, make sure that your home is ready for what spring has in store for it. Winter has come and has paved the way for spring. The season filled with greenery, showers, and blossoming flowers–it truly is a beautiful holiday. But what may seem like a nice break from winter can actually be detrimental
Mold can not only look nasty, it can have some real respiratory problems and that is why you want to protect your home from mold. There are about 100,000 species of mold worldwide. Mold works as nature’s decomposers, or recyclers, and turns dead organic matter back into its simple building blocks to be used as fuel for another organism which
Your roof keeps your head dry from the elements of nature, but there are other reasons as to why you should inspect your roof. Whether your roof is keeping you dry during a rainy day, or cozy and warm during a cold winter, your roof is a vital part of your home. To ensure that it keeps doing its job properly
Your home-based business is something that you hold dear. Do you have the right business insurance for your home business? According to research done by the Small Business Administration, over half of the home-based businesses in the U.S. are based right in the owner’s home, with more being added every single year. Many of those entrepreneurs falsely think that their
When temperatures drop to below freezing, the water inside of our home pipes can freeze and break those very pipes. Is there a way to prevent this? Water is the stuff of life. But it can also be the stuff of much anger. When you cool water to its freezing point, it will crystallize and form what we call ice.
Jewelry is something that we consider to be very valuable, but are these pieces of metal and stones worth insuring outside of your homeowners insurance policy? A necklace passed down for generations. A ring from a loved one. Earrings you saw through a window and knew you just had to have. Every reason why you treasure each piece of jewelry
There are many misconceptions surrounding trees and insurance when, in reality, the concept is fairly simple. If a tree falls and hits your house and no one is around to see it, are you insured? Yes! The coverage is actually quite simple: if a tree hits a home or other insured structure like a detached garage, fence, patio, the general
Snow and ice pose a threat to your business, do the best you can to eliminate this risk from your business. Snow and ice make beautiful nature documentaries but create terrible weather conditions for businesses and people alike. As a property owner or manager, it is up to you to make a reasonable effort to reduce the potential for injury
Personal liability insurance protects you against accidents, but how necessary is it? What is personal liability coverage? Personal liability insurance is about financial protection for not only you, but your family as well. The personal coverage you receive within your homeowners insurance policy provides coverage for property damage and bodily injury sustained by other people for which you (or your
Due to the ongoing COVID-19 outbreak, our office is working with limited staff. We are requesting people to come in ONLY IF NECESSARY! We have all the resources to continue servicing your Insurance needs. Should you need to contact us, please call the office first!! 914-428-7111. You can also reach us by email [email protected], or fax 914-428-7764.
You are more than just our Policyholders; you are our friends and “Insurance family”! We hope you stay safe and we will get through this together!!
COVID-19 Info