Business Ins


A Guide to Business Owner’s Policy for Your Small Business

Many small business owners think there are no insurance policies available for them. Unknown to most of them, the business owner’s policy (BOP) was made to fit the needs of most small business owners. In this blog post, we will discuss all you need to know about BOP. Checklist Before You Get a Business Owner’s Policy Before you think of

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Practical Ideas to Consider Before Starting a Small Business

Small business starting tips will be a huge help when you first decide to be self-employed. While starting a small business may seem to be a little overwhelming, if you have a plan and a substantial budget in place, you will be off to a good start that will allow you an advantage over your competitors. Don’t rush through the

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Things to Know About Insuring Your Coffee Shop

Owning a cafe or a coffee shop may be your dream come true. However, to make sure it runs successfully, you need to carry adequate insurance. Here are the recommended types of insurance for your coffee shop. Prioritize These 2 Types of Insurance  Two types of insurance that must be prioritized when you own a coffee shop are commercial property

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Why Canceling Business Insurance Is a Big Mistake

Canceling business insurance might seem like a good option to cut down your expenses, especially during difficult times like the COVID-19 pandemic. However, it can cost you more in the long run. Here’s what you need to know before canceling your business insurance: Losing Liability Insurance Every business requires liability coverage to cover the costs of property damage claims against

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Lower the Cost of Your Business Insurance

Money-saving tips for your commercial coverage. As a business owner, lowering your operating costs is probably an area of major concern.  However, when it comes to your business’s insurance, cutting back on coverage is never worth the savings.  Fortunately, there are ways that you can save on your insurance without sacrificing coverage.  Try out these money-saving tips for your commercial

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Professional Liability Vs. Errors and Omissions Insurance

Is there a difference between these coverages? If you run a business, then your agent has probably recommended that you secure professional liability or errors and omissions insurance.  But what are these coverages, and do they cover the same things?  Here’s what you need to know about these essential commercial coverages. One Coverage, Many Names First, it’s important to understand

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Top Commercial Insurance Questions to Ask Your Agent

Get the answers to these business insurance questions. As a business owner, you want to protect your company and everything that it represents.  This is why it’s so important to secure the right commercial insurance coverage.  However, if you are not super familiar with the commercial insurance market, then you may not know where to begin.  To help you make

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Retailers Need to Protect Against These Risks

Retailers, watch out for these serious threats. If you own a retail business, then you face some serious commercial risks.  If you do not address these threats, then your business’s finances and reputation will undoubtedly take a hit.  The best way to mitigate your risks is by being proactive and putting a comprehensive risk management strategy into place.  But, before

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Holiday Parties and Liquor Liability Insurance

Company holiday parties need the protection offered by liquor liability insurance. As the year comes to an end, you may want to celebrate and reward your employees with a fun holiday event.  However, it’s important to understand that, as an employer, hosting a holiday party exposes you to certain risks.  For instance, if you plan on serving alcohol at your

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The Importance of Business Interruption Coverage

Why business interruption insurance is an essential coverage. While most business owners understand the importance of securing general liability, commercial property, and workers compensation insurance; many do not consider business interruption insurance an essential coverage.  Here’s why you cannot afford to skip out on business interruption coverage. Business Interruption Insurance Basics Business interruption insurance covers a portion of a business’s

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COVID-19 Update:

Due to the ongoing COVID-19 outbreak, our office is working with limited staff. We are requesting people to come in ONLY IF NECESSARY! We have all the resources to continue servicing your Insurance needs. Should you need to contact us, please call the office first!! 914-428-7111. You can also reach us by email [email protected], or fax 914-428-7764.
You are more than just our Policyholders; you are our friends and “Insurance family”! We hope you stay safe and we will get through this together!! COVID-19 Info