Business Ins

Owning a cafe or a coffee shop may be your dream come true. However, to make sure it runs successfully, you need to carry adequate insurance. Here are the recommended types of insurance for your coffee shop. Prioritize These 2 Types of Insurance  Two types of insurance that must be prioritized when you own a coffee shop are commercial property

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Canceling business insurance might seem like a good option to cut down your expenses, especially during difficult times like the COVID-19 pandemic. However, it can cost you more in the long run. Here’s what you need to know before canceling your business insurance: Losing Liability Insurance Every business requires liability coverage to cover the costs of property damage claims against

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Money-saving tips for your commercial coverage. As a business owner, lowering your operating costs is probably an area of major concern.  However, when it comes to your business’s insurance, cutting back on coverage is never worth the savings.  Fortunately, there are ways that you can save on your insurance without sacrificing coverage.  Try out these money-saving tips for your commercial

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Is there a difference between these coverages? If you run a business, then your agent has probably recommended that you secure professional liability or errors and omissions insurance.  But what are these coverages, and do they cover the same things?  Here’s what you need to know about these essential commercial coverages. One Coverage, Many Names First, it’s important to understand

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Get the answers to these business insurance questions. As a business owner, you want to protect your company and everything that it represents.  This is why it’s so important to secure the right commercial insurance coverage.  However, if you are not super familiar with the commercial insurance market, then you may not know where to begin.  To help you make

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Retailers, watch out for these serious threats. If you own a retail business, then you face some serious commercial risks.  If you do not address these threats, then your business’s finances and reputation will undoubtedly take a hit.  The best way to mitigate your risks is by being proactive and putting a comprehensive risk management strategy into place.  But, before

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Company holiday parties need the protection offered by liquor liability insurance. As the year comes to an end, you may want to celebrate and reward your employees with a fun holiday event.  However, it’s important to understand that, as an employer, hosting a holiday party exposes you to certain risks.  For instance, if you plan on serving alcohol at your

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Why business interruption insurance is an essential coverage. While most business owners understand the importance of securing general liability, commercial property, and workers compensation insurance; many do not consider business interruption insurance an essential coverage.  Here’s why you cannot afford to skip out on business interruption coverage. Business Interruption Insurance Basics Business interruption insurance covers a portion of a business’s

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What is insurance fraud? Insurance fraud is a serious crime that is punishable by law.  However, many people do not actually know what insurance fraud is or why it is so bad.  To ensure that you do not get involved in this illegal activity, here’s what you need to know about insurance fraud. What is Insurance Fraud? In general terms,

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How to avoid costly workers compensation mistakes. While workers compensation insurance audits are not necessarily something to fear, business owners need to understand that an audit can result in premium increases should it uncover issues and inconsistencies.  The best way to avoid costly rate increases is by nipping workers comp issues in the bud.  Here are some of the steps

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