Flood insurance typically does not cover foundation repairs directly. Flood insurance policies are designed to protect homeowners from damage caused by flooding, which can include damage to the structure of the home, its contents, and any attached fixtures like plumbing and electrical systems. However, the policy typically does not cover the cost of repairing the foundation itself. That being said,
Mice, rats, and insects can cause different types of damage to your home and personal belongings. Unfortunately, most rodents go undetected until they have taken up permanent residency in your home. You may catch glimpses of them now and then, but it isn’t until the damage becomes more noticeable that you realize you have a real problem on your hands.
Over the past few years, the cost of lumber has jumped almost 200%. Much of this is due to the pandemic, but other factors include where the lumber comes from and how easy it is to get it where it needs to be. States like Florida and Louisiana that have been hit extremely hard due to storm damage, and California that
Homeowners undertake home improvement projects to make repairs, add to their existing space, or make substantial upgrades. While the improvements will eventually raise the value of your home, they will also raise your homeowners insurance premiums. Depending on the amount of risk you incur during the actual renovations, your premiums may increase the day you start the project. Working with
An insurance policy review will provide you with up to date coverage you can rely upon without breaking your budget or putting your home at risk. Going over your existing policy gives you an idea of the changes around your home and can save you money in the long run. While some changes are subtle and barely noticeable during the
A homeowner’s insurance policy covers a wide range of items, including your possessions and home structure. You will also have liability protection, and in most places, money to cover a few extra unexpected expenses. Understanding what your policy covers is a great way to be compensated if anything disastrous happens. Here are four areas covered by the homeowners insurance and
Even if you maintain a good relationship with your neighbor, sometimes even a small conflict can create a huge impact on the relationship. A common scenario is when a tree from your premises falls on your neighbor’s yard, garage, or even home. In such a case, it’s good to understand the property insurance rules for a smooth and swift resolution.
While renting an apartment, the monthly rental may not be your only cost. Here are 5 things you should consider before renting an apartment. 1. Application Fee The initial cost is the application fee to apply for the apartment of your choice. Your landlord uses this money to check your background and credit history. Proof of employment and a good
Summer can be a lovely time after a long winter, and you may want to spend more time outdoors, but there are a few summer risks to your house that you need to fix. Here are a few tips to help you keep your home and outdoor space safe during summer: Keep Tools, Appliances, Flammables Safely Don’t leave power tools
Renters insurance can help protect your belongings as well as offer coverage for water damage, theft, and vandalism. Despite how important this insurance is, not everyone understands how it works. Here are some of the renters insurance misconceptions you may have and the reality behind them: Too Expensive Renters insurance doesn’t charge a costly monthly fee. Moreover, it will cover
Due to the ongoing COVID-19 outbreak, our office is working with limited staff. We are requesting people to come in ONLY IF NECESSARY! We have all the resources to continue servicing your Insurance needs. Should you need to contact us, please call the office first!! 914-428-7111. You can also reach us by email [email protected], or fax 914-428-7764.
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