Home Insurance


Tips for a Safe Home This Summer

Summer can be a lovely time after a long winter, and you may want to spend more time outdoors, but there are a few summer risks to your house that you need to fix. Here are a few tips to help you keep your home and outdoor space safe during summer: Keep Tools, Appliances, Flammables Safely Don’t leave power tools

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Common Misconceptions about Renters Insurance Debunked

Renters insurance can help protect your belongings as well as offer coverage for water damage, theft, and vandalism. Despite how important this insurance is, not everyone understands how it works. Here are some of the renters insurance misconceptions you may have and the reality behind them: Too Expensive Renters insurance doesn’t charge a costly monthly fee. Moreover, it will cover

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What Your Renters Insurance Policy Won’t Cover

Where your renters insurance might leave you exposed. If you are living in a rented space, then you know how important it is to have the right renters insurance in place.  While renters insurance is designed to offer personal property, personal liability, and loss of use coverage for a variety of risks, there are some coverage exceptions.  These are some

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Basic Home Insurance Terms that You Should Know

Make sure you know these essential homeowners insurance definitions. If it is your first time getting homeowners insurance, then you might be feeling confused and overwhelmed.  The industry terms that your agent throws around probably isn’t helping the situation either.  To ensure that you are on the same page when it comes to your home coverage, here are some of

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Does Home Insurance Offer Coverage for Non-Emergency Events?

Does homeowners insurance cover internal damage? When you think of home insurance, you probably think about it in turns of emergency events such as fires, break-ins, and storms.  However, many homeowners wonder if their policy will cover home damage not caused by an emergency event.  Here’s what your home insurance will and will not cover when it comes to internal

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Reasons Why Your Home Policy Was Canceled

Top reasons why insurance providers cancel home policies. As a homeowner, you know that you need the protection offered by homeowners insurance.  What you might not know is that your insurance provider can actually cancel your policy.  If you do not want to lose your coverage, then avoid making these mistakes. Filing Too Many Claims If you file several home

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Don’t Let Smart Home Devices Compromise Your Personal Security

Try out these suggestions to protect your sensitive information. Today, the average American home is filled with smart devices.  Unfortunately, the more internet-connected devices you have, the greater your risk for a cyberattack.  While most homeowners know to protect their smartphones, laptops, and other personal devices, they often forget about things like smart fridges, thermostats, and other home automation devices. 

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Keep Your Home’s Pipes Warm This Winter

Smart ways to prevent your pipes from freezing and bursting this winter. As temperatures drop below freezing, homeowners need to worry about their risk for frozen pipes.  While this may not sound like a big deal, frozen pipes often lead to major leaks, extensive damage, and costly repairs.  This is why it’s so important to protect your home’s pipes from

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Did You Know That You Should Do These Homeownership Tasks?

Take care of these homeownership responsibilities. While owning a home comes with many benefits, it also comes with a considerable amount of responsibility.  While you know that you have to pay your mortgage and cut your lawn, there are many other tasks that might have slipped your mind.  To ensure that you are taking care of your home, here are

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Add Extra Coverage with Home Insurance Endorsements

Protect your home, loved ones, and belongings with home insurance endorsements. Many homeowners like to think that their insurance has their backs no matter what comes their way.  Unfortunately, this isn’t always the case.  All home insurance policies have coverage limits and exclusions that could leave you exposed to risks.  Fortunately, you can address some of these coverage gaps with

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COVID-19 Update:

Due to the ongoing COVID-19 outbreak, our office is working with limited staff. We are requesting people to come in ONLY IF NECESSARY! We have all the resources to continue servicing your Insurance needs. Should you need to contact us, please call the office first!! 914-428-7111. You can also reach us by email [email protected], or fax 914-428-7764.
You are more than just our Policyholders; you are our friends and “Insurance family”! We hope you stay safe and we will get through this together!! COVID-19 Info