Home Insurance


Consider Adding These Home Insurance Policy Riders

Bump up your home coverage with these optional endorsements. While you might assume that your homeowners insurance policy protects you from every threat that comes your way, this simply isn’t the case.  Every insurance policy leaves you with certain coverage gaps, and your home policy is no different.  Fortunately, you have the ability to increase your coverage by adding riders

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Understanding Insurance Fraud

What is insurance fraud? Insurance fraud is a serious crime that is punishable by law.  However, many people do not actually know what insurance fraud is or why it is so bad.  To ensure that you do not get involved in this illegal activity, here’s what you need to know about insurance fraud. What is Insurance Fraud? In general terms,

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How Spring Cleaning Can Make Your Home Safer

Complete these tasks to improve your home’s safety. Now that spring is here, you may be preparing to give your home a thorough cleaning.  While spring cleaning certainly makes your home fresher and more organized, did you know that it can also make it safer?  Here are some of the cleaning and maintenance tasks that you should complete to improve

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Don’t Let Your Household Appliances Cause Water Damage

Take these steps to protect your home from water damage. Contrary to popular belief, everyday appliances like dishwashers and washing machines are the most common causes of household water damage.  Fortunately, there are steps that you can take to ensure that your appliances don’t damage your property or belongings.  Here are some of the preventative measures that you should take

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How to Save on Your Home Insurance

Try out these suggestions to lower your homeowners insurance costs. Even if your homeowners insurance rates are on the high end, you should never  compromise your coverage as a way to save money.  Fortunately, there are other things that you can do to save on your insurance costs.  Take these steps to lower your home insurance rates. Bundle Your Policies

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What You Need to Know About Scheduled Personal Property Insurance

Here’s how scheduled personal property insurance can help you fill your homeowners insurance coverage gaps. Like any other insurance policy, your homeowners insurance is subject to certain coverage limits. For instance, the personal property coverage offered by your policy is subject to specific dollar limits. These limits can make it difficult to completely cover high-value belongings such as jewelry, fine

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When Is it Worth it to File a Home Insurance Claim?

Should I file a homeowners insurance claim? As a responsible homeowner, you likely have the right insurance to protect your property. With this coverage in place, you probably don’t think twice about using it. However, there are certain small issues that may not be worth a claim. Here’s what you should consider before accessing your homeowners insurance coverage. Premium Increases

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How You Can Keep Your Home Warm, Dry, and Safe This Season

Try out these suggestions to protect your home from wet winter weather. At this point, your home has likely already faced its fair share of winter weather conditions. For the next couple of months, the weather is sure to put much more pressure on your home. This is why it’s so important to take steps to protect it. Here are

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Does Homeowners Insurance Cover Snow Removal?

Find out what your homeowners insurance can do for you this winter. If you live in an area that gets a lot of ice and snow during the winter, you are probably curious to know what your homeowners insurance will cover. For instance, is snow and ice damage covered? What about snow removal? Here’s what you need to know about

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Protect Your Pipes This Fall and Winter

Taking these steps can prevent your pipes from freezing and bursting. As we move deeper into fall, temperatures continue to drop steadily. Unfortunately, as the weather gets colder, the chances of your pipes freezing and bursting increases considerably. If you would like to avoid the extensive damage that a burst pipe could cause, here are some of the suggestions you

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