Home Insurance

5
Mar

Basic Home Insurance Terms that You Should Know

Make sure you know these essential homeowners insurance definitions. If it is your first time getting homeowners insurance, then you might be feeling confused and overwhelmed.  The industry terms that your agent throws around probably isn’t helping the situation either.  To ensure that you are on the same page when it comes to your home coverage, here are some of

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20
Feb

Does Home Insurance Offer Coverage for Non-Emergency Events?

Does homeowners insurance cover internal damage? When you think of home insurance, you probably think about it in turns of emergency events such as fires, break-ins, and storms.  However, many homeowners wonder if their policy will cover home damage not caused by an emergency event.  Here’s what your home insurance will and will not cover when it comes to internal

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6
Feb

Reasons Why Your Home Policy Was Canceled

Top reasons why insurance providers cancel home policies. As a homeowner, you know that you need the protection offered by homeowners insurance.  What you might not know is that your insurance provider can actually cancel your policy.  If you do not want to lose your coverage, then avoid making these mistakes. Filing Too Many Claims If you file several home

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16
Jan

Don’t Let Smart Home Devices Compromise Your Personal Security

Try out these suggestions to protect your sensitive information. Today, the average American home is filled with smart devices.  Unfortunately, the more internet-connected devices you have, the greater your risk for a cyberattack.  While most homeowners know to protect their smartphones, laptops, and other personal devices, they often forget about things like smart fridges, thermostats, and other home automation devices. 

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12
Dec

Keep Your Home’s Pipes Warm This Winter

Smart ways to prevent your pipes from freezing and bursting this winter. As temperatures drop below freezing, homeowners need to worry about their risk for frozen pipes.  While this may not sound like a big deal, frozen pipes often lead to major leaks, extensive damage, and costly repairs.  This is why it’s so important to protect your home’s pipes from

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21
Nov

Did You Know That You Should Do These Homeownership Tasks?

Take care of these homeownership responsibilities. While owning a home comes with many benefits, it also comes with a considerable amount of responsibility.  While you know that you have to pay your mortgage and cut your lawn, there are many other tasks that might have slipped your mind.  To ensure that you are taking care of your home, here are

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14
Nov

Add Extra Coverage with Home Insurance Endorsements

Protect your home, loved ones, and belongings with home insurance endorsements. Many homeowners like to think that their insurance has their backs no matter what comes their way.  Unfortunately, this isn’t always the case.  All home insurance policies have coverage limits and exclusions that could leave you exposed to risks.  Fortunately, you can address some of these coverage gaps with

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24
Oct

Common Questions About Home Insurance Coverage

What does your homeowners insurance actually cover? While homeowners like to imagine that their insurance will cover every risk that comes their way, this isn’t really the case.  From natural disasters to liability claims, your home insurance policy has limits.  Here’s what your homeowners insurance will cover when it comes to these common perils. Do I have coverage for hurricane

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17
Oct

Outdoor Maintenance Tips for Fall

Getting your home ready for fall weather. Now that fall is officially here, it’s time to prepare your home for the change in weather conditions.  Many of the preparations concern your home’s outdoor spaces and exterior.  Here are some of the outdoor home maintenance tasks that you should take care of this fall. Close Your Pool Now that temperatures are

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12
Sep

Avoid Common Home Insurance Claims

How you can avoid filing unnecessary home insurance claims. As a homeowner, you don’t want to pay more for your home insurance than you have to.  One of the best ways to keep your insurance costs down is by limiting the number of claims that you file.  The best way to avoid unnecessary insurance claims is by maintaining your home

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COVID-19 Update:

Due to the ongoing COVID-19 outbreak, our office is working with limited staff. We are requesting people to come in ONLY IF NECESSARY! We have all the resources to continue servicing your Insurance needs. Should you need to contact us, please call the office first!! 914-428-7111. You can also reach us by email [email protected], or fax 914-428-7764.
You are more than just our Policyholders; you are our friends and “Insurance family”! We hope you stay safe and we will get through this together!! COVID-19 Info