If you are a homeowner, dealing with a roof leak can be a frustrating and overwhelming experience. Not only can it cause damage to your property, but it can also lead to costly repairs. One of the questions that homeowners often ask is whether their homeowners insurance will cover the repair of a roof leak. This blog post will explore
Flood insurance typically does not cover foundation repairs directly. Flood insurance policies are designed to protect homeowners from damage caused by flooding, which can include damage to the structure of the home, its contents, and any attached fixtures like plumbing and electrical systems. However, the policy typically does not cover the cost of repairing the foundation itself. That being said,
Lightning strikes happen frequently and can seriously harm houses and other structures. The average cost of a homeowners insurance claim involving lightning strikes has increased recently. This article describes how and when your insurance provider might cover or pay for damage from lightning strikes and what homeowners can do to minimize damages or complications while filing claims. Does Homeowners Insurance
Homeowners’ insurance is a security blanket that protects you from financial loss if something happens to your home. Many people buy a policy based on the premium price, not looking too deeply into what it covers. There are three levels of insurance to choose from. It’s up to you to know what each one covers and how effective it will
Broken pipes will lead to a huge mess whether you own a home or rent an apartment. Your homeowners and renters insurance will help you get through a difficult situation if you experience a burst pipe. However, you should know a few things that will allow you to get the coverage you need to be fully protected. This article provides
We all own possessions that have additional sentimental value over and above what we have paid for them. While you may not insure for sentimental value, you can insure for the appraised value. For example, antiques and collectible items may be worth much more than what you may have paid for them originally. These items are referred to as scheduled
Many different things can cause water damage. Your homeowners ‘ insurance will cover water damage caused by a sudden or accidental event. Other causes, however, are not. If you do file a claim that is protected by your homeowners’ insurance, be prepared. You will still have to pay your deductible before your insurance coverage kicks in. This post discusses how
Mice, rats, and insects can cause different types of damage to your home and personal belongings. Unfortunately, most rodents go undetected until they have taken up permanent residency in your home. You may catch glimpses of them now and then, but it isn’t until the damage becomes more noticeable that you realize you have a real problem on your hands.
Sending your child to college is an experience that comes with exhilaration, stress, and a measure of anxiety. Therefore, knowing how your homeowners’ insurance policy protects your children and their belongings while they are away at college will go a long way in putting you at ease. Most homeowners insurance policies offer coverage for college students as long as they’re
Most of the time we overestimate our knowledge of new things because we have a friend or someone we know who appears to cope well with the task. Sadly, being a new landlord is more complex than you think. In this blog post, we provide tips to ease the burden of being a new landlord. There are legal procedures and
Due to the ongoing COVID-19 outbreak, our office is working with limited staff. We are requesting people to come in ONLY IF NECESSARY! We have all the resources to continue servicing your Insurance needs. Should you need to contact us, please call the office first!! 914-428-7111. You can also reach us by email [email protected], or fax 914-428-7764.
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