Take care of these homeownership responsibilities.
While owning a home comes with many benefits, it also comes with a considerable amount of responsibility. While you know that you have to pay your mortgage and cut your lawn, there are many other tasks that might have slipped your mind. To ensure that you are taking care of your home, here are some of the commonly forgotten homeowners tasks to keep up with.
- Schedule a Home Appraisal
During a home appraisal, an expert will come in and evaluate the current value of your home. Many homeowners are not aware that they need to have their home reappraised every year or so. This way, they can see how changes such as renovations, neighborhood growth, and so on have affected the value of their homes. When you know your home’s current value, you can make sure that you have an adequate amount of homeowners insurance coverage in place.
- Upgrade Your Alarms
Your smoke alarms and carbon monoxide detectors keep your family safe by alerting you to fires and gas leaks in your home. This is why it’s so important to make sure that they are operating properly. To ensure that your technology is up to date, experts recommend upgrading your smoke alarms and carbon monoxide detectors every ten years. Additionally, you should replace the batteries in all your alarms on an annual basis.
- Review Your Insurance
Many homeowners secure insurance and then forget about their policy until they need to file a claim. However, when you fail to review and update your homeowners insurance, you risk having insufficient coverage. If your policy does not offer adequate coverage, then you may be forced to cover claim costs on your own. Rather than take this significant risk, it’s best to review your policy annually and update your coverage to reflect your current needs.
These are some of the tasks that many homeowners forget about. Do you need help with your homeowners insurance? If so, then contact the experts at Scavone Insurance Center in White Plains, New York. We are ready to assist you with all your home coverage needs today.