Quality insurance for your teen doesn’t have to break the bank if you follow these helpful tips.
It seems just like yesterday you were buckling them into their car seat and taking them to wherever you needed to go. Now they’re the ones who are taking the wheel and driving to wherever they want to go. If you’ve ever had to purchase auto insurance for a teen, then you know how wicked expensive it can be.
Car insurance for teens is expensive because teen drivers pose a huge risk for car insurance companies. Car crashes are the number one killer of U.S. drivers aged 16 to 19, and drivers in that age group are nearly three times as likely as those ages 20 or older to be involved in a fatal car crash. Here are a few ways in which to acquire affordable car insurance for your teen and not break the bank for them any more than you have to.
One Policy for All
This is usually Plan A for most parents and their teenagers. By placing them under your plan, you avoid having to pay the premium for a whole other policy, all the while giving your car insurance benefits to your teen.
Getting Good Grades
Students with a B average or better are 33 percent less likely to be involved in an accident, than those with lower grades. Because of this statistic, insurance companies may offer you a discount for your teen driver.
Professional Training Course
Insurance companies love to see that you are trying to become a better driver because fewer claims equals more money in their pocket–hey! It’s a business, after all. Seeing that you’ve taken a driving training course may land your teen a good discount as well.
Protect your teen with a quality insurance policy. Get the best premiums and protection on your auto insurance to suit your needs and budget at Scavone Insurance Agency Center LLC. Located in White Plains, New York, contact us today for a quote!