Here are some of the insurance coverages your kid might need this school year.
If your child is heading off to college this fall, it’s important that they are ready to handle everything that comes their way. One of the best ways to ensure that your child is prepared is by securing the right insurance protections for them. Here are some of the essential coverages that your college student cannot afford to overlook.
Auto
If your child is planning on taking their car to campus, then they obviously need to have the right auto insurance coverages in place. If your child is attending school in-state, they should have coverage under your existing auto policy. However, if your child’s school is out-of-state or if they meet a certain set of conditions, they might need their own policy. Make sure you speak to your auto insurer to discuss your child’s coverage options today.
Renters
Whether your child is staying on or off-campus, they will need to secure protection for their personal belongings. Having the right renters insurance will ensure that they receive compensation for any belongings that are stolen or damaged. Additionally, having renters insurance will ensure that your student is protected in the event that they face a personal liability issue.
Health
Nowadays, almost every college and university requires students to carry some minimum level of health insurance. Oftentimes, schools offer the option to enroll in a student health plan or show proof of coverage under their parents’ policy. If you would like to keep your child under your policy, make sure you speak to your insurer and your child’s school to ensure that they will be adequately covered.
These are some of the coverages your college student will need this school year. Need assistance with your child’s insurance needs? Then don’t hesitate to contact us at Scavone Insurance in White Plains, New York. Our dedicated team is ready to get you covered today.
