Whether you just purchased your first motorcycle or just upgraded your bike, getting the motorcycle insurance coverage you need to enjoy the open roads stress free is important. As a motorcycle owner, you deserve to be able to cruise down the highway enjoying the fresh air and sunshine without a care in the world. Your insurance policy will help you be able to do just that.
So you can truly have peace of mind, here are the components that should make up your motorcycle insurance.
- Liability Coverage: When you are at fault for an accident, you will already feel bad enough without your wallet getting hit, too. Make sure that your policy contains bodily injury liability and property damage liability coverage so it will cover medical expenses if you accidentally hurt someone and repairs or replacements if you accidentally damage someone else’s property.
- Collision: If you get into an accident, the odds of your bike sustaining some damage is high. You can ensure that it can get back into road-worthy shape without a big bill heading your way by carrying collision coverage.
- Comprehensive: You bike can get damaged out on the road, but it can also unfortunately get damaged or stolen while parked safely on the side of the road. To protect your motorcycle against weather-related damage, theft, and vandalism, comprehensive coverage is crucial.
- Medical Payments: If you get injured while on your motorcycle, medical payments coverage will still step in to foot the bill for your medical expenses.
To connect with an insurance expert who will ensure your new bike has the protection it needs, contact the Scavone Insurance Agency Center LLC in White Plains. We are here to meet all of your New York motorcycle insurance needs. Protect your new ride and yourself by calling our dedicated team today.