Your roof keeps you and your family warm and dry during the worst of storms, but it is not invincible and will need to be replaced sooner or later. 

Most homeowners think they are in need of a new roof after they find a leak in their ceiling. The leak could come from a variety of roofing issues. But a leak is not entirely indicative of a new roof. So what are the signs that you need a roof replacement? Here are a few tips and signs that you need to replace your roof.

  1. The Roof’s Age
    The average lifespan of a roof lasts anywhere from 20 to 25 years. This number depends on whether the old roof was entirely removed, only have one layer of shingles, and if it has proper ventilation. If your roof is older than 20 years old, you may want to consider replacing that roof.
  2. Missing Shingles
    Shingles work in unison to help direct water downwards and into your gutters. If one is missing, you can likely just replace that one shingle without too much damage. But if there are multiple missing, you may want to replace your roof, lest it look like a master chessboard.
  3. Curling or Buckling Shingles
    You can tell if shingles have gone past their expiration date by their structure. Shingles that have remained past their intended lifespan may be curled, cracked, buckled, and losing granules.

Quality homeowners insurance can help rebuild your roof, but only if the damage is included in your policy. An expired roof is not typically covered by the general homeowners insurance policy. For all of your insurance coverage needs, contact the insurance experts at Scavone Insurance Agency Center LLC in White Plains, New York. We will work with you to make sure you have the coverage you need to protect you from any perils. 

COVID-19 Update:

Due to the ongoing COVID-19 outbreak, our office is working with limited staff. We are requesting people to come in ONLY IF NECESSARY! We have all the resources to continue servicing your Insurance needs. Should you need to contact us, please call the office first!! 914-428-7111. You can also reach us by email [email protected], or fax 914-428-7764.
You are more than just our Policyholders; you are our friends and “Insurance family”! We hope you stay safe and we will get through this together!! COVID-19 Info