Tag: flood insurance
Flood Insurance: Does It Cover Foundation Repair?
Flood insurance typically does not cover foundation repairs directly. Flood insurance policies are designed to protect homeowners from damage caused by flooding, which can include damage to the structure of the home, its contents, and any attached fixtures like plumbing and electrical systems. However, the policy typically does not cover the cost of repairing the foundation itself. That being said,
How Will the New Changes in Flood Insurance Impact You?
Flood insurance rates are on the rise. The National Flood Insurance Program is looking to overhaul its risk assessment model. The NFIP wants to change under-priced policies while they attempt to deal with debt. Congress eliminated some of the debt to help deal with the aftermath of Hurricanes Maria, Irma, and Harvey. However, a new wave of floods has led
3 Types of Insurance That Exist to Protect Your Business
Insurance isn’t just for your home or car, it exists for your business too. From the day you finally get your business off the ground, you are exposing yourself to certain risks that pose a real threat to your business. Even before you hire the very first employee there are certain risks, like a lawsuit, that could have you closing
From What Storm Damages are You Covered?
Do you know from which storm damages your home is covered? Spring brings heavy rains and hurricane season doesn’t really make it any better. It’s best to know what your homeowners insurance policy covers, so you’re not caught off guard when paying out-of-pocket is your only option. Learn what damages are covered and which ones aren’t in your general homeowners
Know When to Update Your Home Insurance
Keep on top of your home insurance in White Plains, NY. When it comes to taking care of your home, there is a lot to remember. While you may be focused on the leaking pipes, drafty windows or worn carpets, be sure to give your home insurance a review. If you do not update your policy regularly, you could miss
Do You Need Renter’s Insurance?
Renters insurance is an important investment if you’re living under someone else’s roof in New York. Your landlord will have insurance which will only protect the structure of the building, no personal properties of yours. Renters insurance is designed to cover the expenses of replacing or repairing your property in the event of a listed peril. This can include a
Assess Your Need For Flood Insurance
Determine if you need flood insurance in Westchester County, NY. When a flood or flash flood hits, or snow melts more than the environment can handle, damages to homes occurs. Flooding can damage the structure, leaving homes destitute, and completely destroying personal belongings. Floods have happened in all 50 states within the past 5 years which proves that everyone lives
Flood Insurance Fundamentals
Understanding Your Need For Flood Protection April showers may bring May flowers, but they can also bring rising waters where you do not want them. If a spring rainstorm brings too much rain and your area experiences flooding, would you have the insurance coverage you need to be protected against the rising waters? If the rains come down and water
Frozen & Burst Pipes: What To Do Now
Water Pipe Maintenance Procedures As a New York homeowner, it is imperative that you know how to protect your pipes when the temperatures begin to drop below freezing levels. This is especially important for homeowners who do not have flood insurance, as water that floods your home will not be covered under your homeowners’ insurance policy. When you follow these
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