Tag: home insurance


Is Creating a Home Inventory for Insurance Necessary?

Taking a home inventory could be a tedious task, as you have to create a list of all your personal belongings along with their estimated costs, either in writing or by digital means. Though it seems overwhelming, there are several reasons why you should make time to create a home inventory. Let us discuss them. Reasons Why You Should Take

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The Rising Cost of Lumber and How It Affects Your Home Insurance

Over the past few years, the cost of lumber has jumped almost 200%. Much of this is due to the pandemic, but other factors include where the lumber comes from and how easy it is to get it where it needs to be. States like Florida and Louisiana that have been hit extremely hard due to storm damage, and California that

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5 Hidden Renting Costs You Probably Weren’t Aware of

While renting an apartment, the monthly rental may not be your only cost. Here are 5 things you should consider before renting an apartment. 1. Application Fee The initial cost is the application fee to apply for the apartment of your choice. Your landlord uses this money to check your background and credit history. Proof of employment and a good

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The Post About Insurance and Trees

There are many misconceptions surrounding trees and insurance when, in reality, the concept is fairly simple. If a tree falls and hits your house and no one is around to see it, are you insured? Yes! The coverage is actually quite simple: if a tree hits a home or other insured structure like a detached garage, fence, patio, the general

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Do You Need Personal Liability Insurance?

Personal liability insurance protects you against accidents, but how necessary is it? What is personal liability coverage? Personal liability insurance is about financial protection for not only you, but your family as well. The personal coverage you receive within your homeowners insurance policy provides coverage for property damage and bodily injury sustained by other people for which you (or your

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Maintenance Tasks for All Homeowners

Your home should be organized, clean, and tidy because a clean home is a happy home.  You have the basics of homeownership maintenance down to a science after years of owning one. You change the ceiling fan blade direction during the summer (convection current), you scrub the inside and outside of your windows each spring (condensation), and you remove every

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Fun Ideas for Thanksgiving Decorating

You can decorate your home for Thanksgiving with these great ideas for centerpieces, mantel displays, and more! Thanksgiving is enough of a major holiday that merits its own themed decorations. The autumn holiday depends on the orange and reds and yellows, along with an outdoorsy feel to them. Here are a few Thanksgiving decoration ideas you can use in your

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From What Storm Damages are You Covered?

Do you know from which storm damages your home is covered? Spring brings heavy rains and hurricane season doesn’t really make it any better. It’s best to know what your homeowners insurance policy covers, so you’re not caught off guard when paying out-of-pocket is your only option. Learn what damages are covered and which ones aren’t in your general homeowners

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How To: Avoid Financial Troubles After A Natural Disaster

A natural disaster does not have to lead to an empty bank account. Natural disasters can strike with little or no warning and cause serious damage. Not having the coverage you need for a natural disaster can mean big financial trouble as you try to get your life back on track. Keep these tips in mind to ensure your financial

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Are All Of Your Holiday Gifts Protected?

Scheduling your valuables is the best way to keep them protected. Now that the holiday season is over, you may find your jewelry box full of some sparkly new items. While finding the perfect outfit that will go with your new necklace or bracelet is important, it is also important to make sure that all of your new belongings are

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COVID-19 Update:

Due to the ongoing COVID-19 outbreak, our office is working with limited staff. We are requesting people to come in ONLY IF NECESSARY! We have all the resources to continue servicing your Insurance needs. Should you need to contact us, please call the office first!! 914-428-7111. You can also reach us by email [email protected], or fax 914-428-7764.
You are more than just our Policyholders; you are our friends and “Insurance family”! We hope you stay safe and we will get through this together!! COVID-19 Info