Broken pipes will lead to a huge mess whether you own a home or rent an apartment. Your homeowners and renters insurance will help you get through a difficult situation if you experience a burst pipe. However, you should know a few things that will allow you to get the coverage you need to be fully protected. This article provides
Many different things can cause water damage. Your homeowners ‘ insurance will cover water damage caused by a sudden or accidental event. Other causes, however, are not. If you do file a claim that is protected by your homeowners’ insurance, be prepared. You will still have to pay your deductible before your insurance coverage kicks in. This post discusses how
Mice, rats, and insects can cause different types of damage to your home and personal belongings. Unfortunately, most rodents go undetected until they have taken up permanent residency in your home. You may catch glimpses of them now and then, but it isn’t until the damage becomes more noticeable that you realize you have a real problem on your hands.
Homeowners insurance provides a myriad of benefits, including dwelling coverage, structural coverage, personal property coverage, personal liability coverage, guest or visitor medical protection, and additional living expenses coverage. Homeowners are advised to purchase any applicable policies to protect against emergencies and huge financial expenses for repair work. Here is a consumer’s guide to homeowners insurance for purchasing maximum coverage while
Spring cleaning should be done thoroughly but that doesn’t mean it should take forever, especially with these expedited tips. Spring marks the time in which Americans all across the nation buckle down and thoroughly clean their homes. A process which many adults consider liberating as their home feels brand new, and one that children usually associate with losing precious weekend
Your roof keeps you and your family warm and dry during the worst of storms, but it is not invincible and will need to be replaced sooner or later. Most homeowners think they are in need of a new roof after they find a leak in their ceiling. The leak could come from a variety of roofing issues. But a
This winter has been a brutal one, make sure that your home is ready for what spring has in store for it. Winter has come and has paved the way for spring. The season filled with greenery, showers, and blossoming flowers–it truly is a beautiful holiday. But what may seem like a nice break from winter can actually be detrimental
Mold can not only look nasty, it can have some real respiratory problems and that is why you want to protect your home from mold. There are about 100,000 species of mold worldwide. Mold works as nature’s decomposers, or recyclers, and turns dead organic matter back into its simple building blocks to be used as fuel for another organism which
Your roof keeps your head dry from the elements of nature, but there are other reasons as to why you should inspect your roof. Whether your roof is keeping you dry during a rainy day, or cozy and warm during a cold winter, your roof is a vital part of your home. To ensure that it keeps doing its job properly
When temperatures drop to below freezing, the water inside of our home pipes can freeze and break those very pipes. Is there a way to prevent this? Water is the stuff of life. But it can also be the stuff of much anger. When you cool water to its freezing point, it will crystallize and form what we call ice.
Due to the ongoing COVID-19 outbreak, our office is working with limited staff. We are requesting people to come in ONLY IF NECESSARY! We have all the resources to continue servicing your Insurance needs. Should you need to contact us, please call the office first!! 914-428-7111. You can also reach us by email [email protected], or fax 914-428-7764.
You are more than just our Policyholders; you are our friends and “Insurance family”! We hope you stay safe and we will get through this together!! COVID-19 Info