Tag: renter’s insurance
Covering Broken Pipes for Both Homeowners and Renters
Broken pipes will lead to a huge mess whether you own a home or rent an apartment. Your homeowners and renters insurance will help you get through a difficult situation if you experience a burst pipe. However, you should know a few things that will allow you to get the coverage you need to be fully protected. This article provides
5 Hidden Renting Costs You Probably Weren’t Aware of
While renting an apartment, the monthly rental may not be your only cost. Here are 5 things you should consider before renting an apartment. 1. Application Fee The initial cost is the application fee to apply for the apartment of your choice. Your landlord uses this money to check your background and credit history. Proof of employment and a good
Common Misconceptions about Renters Insurance Debunked
Renters insurance can help protect your belongings as well as offer coverage for water damage, theft, and vandalism. Despite how important this insurance is, not everyone understands how it works. Here are some of the renters insurance misconceptions you may have and the reality behind them: Too Expensive Renters insurance doesn’t charge a costly monthly fee. Moreover, it will cover
What to Know About Renters Insurance
Do you know what your renters insurance is all about? If you frequently move: If you purchase renters insurance, you usually don’t have to purchase a new policy if you move within the state. You need to tell your insurance company your new address each time you move, and, depending on where you move, your premium may have to be
Know When to Update Your Home Insurance
Keep on top of your home insurance in White Plains, NY. When it comes to taking care of your home, there is a lot to remember. While you may be focused on the leaking pipes, drafty windows or worn carpets, be sure to give your home insurance a review. If you do not update your policy regularly, you could miss
Do You Need Renter’s Insurance?
Renters insurance is an important investment if you’re living under someone else’s roof in New York. Your landlord will have insurance which will only protect the structure of the building, no personal properties of yours. Renters insurance is designed to cover the expenses of replacing or repairing your property in the event of a listed peril. This can include a
Should Renters Get an Umbrella Policy?
Umbrella liability insurance provides coverage on top of other policies. Many renters in New York think that they don’t need umbrella insurance because they don’t own their home. However, this type of coverage can protect you from financial ruin as it aids costs should a lawsuit arise. It sits above a renter’s insurance policy and so it is perfectly suited
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