An accident may be an annoyance to everybody, but it’s also a financial transaction that you must endure.
A fender bender is the most annoying of accidents because, more often than not, the damage is negligible, but you happened to hit the one person in the entire city who absolutely needs your insurance information. It’s the legal thing to do, so there’s not much you can do but comply. Fender benders that involve actual bending of the fender are a bit more serious and should be treated as such. Accidents happen, so you should know what to do when you are involved in a fender bender.
- Pull Over and Call 911
If your cars are still able to move, it’s best to pull over to the shoulder of the road. Your mishap shouldn’t affect the hundreds or thousands of other people behind you.
If the damage is extensive, it’s a good idea to call the police, this way you can get a neutral third party to write a report.
- Exchange Information
If you do nothing else, this step should be the one you should do. It’s up to your insurance companies to talk it over and decide who is going to be responsible for these damages.
- Take Pictures
Take pictures of the damages done to your car and the damage done to their car, and photograph their license plate number and, if you can, a picture of their driver’s license. This way, if your insurance or court demand evidence you have the photographic evidence you need to help your case.
All of these tips are useless without the right auto insurance policy that fits your needs. Get the best premiums and protection on your auto insurance to suit your needs and budget at Scavone Insurance Agency Center LLC. Located in White Plains, New York, contact us today for a quote!