You may think landscape insurance is going a bit too far, but, the complexities and risks of landscaping are very real.
Landscapers are exposed to various types of risks every day they hit the dirt at the start of their work day. Landscaping can cause property damage, or injuries that could lead to lawsuits along with heavy financial loss. Landscaping insurance can protect your employees, and your business; know what landscaping insurance covers so you are prepared for anything that lawns your way.
Workers’ Compensation Insurance
Worker’s compensation insurance could help insure your workers with medical costs and lost wages should any employee become ill or injured while on the job. This is a good way to tell your landscapers that their work is highly appreciated, and will keep them loyal to your business.
General Liability Insurance
This is a fundamental part of landscaping insurance. It could provide protection against lawsuits and other financial liabilities that are the result of things like accidents, to mishaps that occur during the landscaping process (e.g, running the powerful lawn mower through the sliding glass door).
Landscaping Insurance for Vehicles
Landscaping vehicle insurance may provide coverage throughout the year, saving you money on premiums and avoiding breaks in coverage which could end up being costly. Vehicles that could be covered include:
- Dump trucks
- Pickup trucks
- Trailer Insuarnce
- Business Auto
Landscaping can be a beautiful but dangerous profession. Don’t forget to maintain your safety and protection through your insurance policies. Contact The Scavone Insurance Agency Center LLC, serving White Plains and surrounding areas of New York for your coverage today!