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Scavone Insurance Center
At the Scavone Insurance Center, we are continuously working very hard to provide you with the coverages you need when it comes to protecting your Auto, Home, Business, and Family.
For over 45 years, we have prided ourselves in servicing your Insurance needs with some of the Best companies. Being insured with the best has its advantages. The companies we represent have continually earned the highest ratings from AM BEST, the leading Independent Insurance Industry rating authority for both personal and commercial insurance.
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Blog Posts
What Is Collision Insurance & Why Do You Need It?
Collision insurance protects your vehicle when you collide with another vehicle or object. However, covering the damages can be difficult without the proper protection. Here is an in-depth look at collision insurance. Purchasing a car is a significant investment. In order to keep your vehicle ...
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5 Reasons Why Independent Contractors Need Workers’ Compensation
As an independent contractor, you are aware that an accident can occur at any time. If you are injured on the job or contract an illness, workers’ compensation can cover your medical bills and help replace your lost wages. Common instances when workers’ compensation assists contractors ...
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Umbrella Insurance Policies and Excess Uninsured/Underinsured Motorist (UM/UIM) Coverage
Automobile insurance is written out in a way that protects you and others from the after-effects of an accident. Many people choose to carry the state-required minimum amount of auto insurance to be able to drive legally on the roads. It may be much cheaper at the time to carry the state minimum ...
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How Home Improvements Can Affect Your Home Insurance Premiums
Homeowners undertake home improvement projects to make repairs, add to their existing space, or make substantial upgrades. While the improvements will eventually raise the value of your home, they will also raise your homeowners insurance premiums. Depending on the amount of risk you incur during ...
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How Will the New Changes in Flood Insurance Impact You?
Flood insurance rates are on the rise. The National Flood Insurance Program is looking to overhaul its risk assessment model. The NFIP wants to change under-priced policies while they attempt to deal with debt. Congress eliminated some of the debt to help deal with the aftermath of Hurricanes ...
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7 Safety Tips for Novice Drivers
For many young people, learning how to drive is one of the most exciting times in their lives. While you may be anxious to showcase your independence, your parents may be stressed out. Even if you have practiced and passed your driver’s test, there is no way to prepare for the ...
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A Guide to Business Owner’s Policy for Your Small Business
Many small business owners think there are no insurance policies available for them. Unknown to most of them, the business owner’s policy (BOP) was made to fit the needs of most small business owners. In this blog post, we will discuss all you need to know about BOP. Checklist Before You Get a ...
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3 Essential Tips for New Landlords
Most of the time we overestimate our knowledge of new things because we have a friend or someone we know who appears to cope well with the task. Sadly, being a new landlord is more complex than you think. In this blog post, we provide tips to ease the burden of being a new landlord. There are legal ...
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What is Covered By Your Homeowners Insurance? Here’s What You Need to Know
Homeowners may often overestimate the coverage offered by their home insurance policy, expecting it to cover all types of damage. However, the truth is a homeowners policy only covers specific occurrences/events up to certain amounts. It has limitations and may have gaps that can leave you ...
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Understanding the Type of Auto Insurance Coverage You May Need
Buying auto insurance for the first time can be confusing, especially if you don’t know what types of coverage are available and the differences between them. Before signing on the dotted line, take the time to learn as much as you can about the different types of policies. A little knowledge ...
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