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Scavone Insurance Center
At the Scavone Insurance Center, we are continuously working very hard to provide you with the coverages you need when it comes to protecting your Auto, Home, Business, and Family.
For over 45 years, we have prided ourselves in servicing your Insurance needs with some of the Best companies. Being insured with the best has its advantages. The companies we represent have continually earned the highest ratings from AM BEST, the leading Independent Insurance Industry rating authority for both personal and commercial insurance.
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Blog Posts
How Does an Umbrella Policy Add an Extra Layer of Protection?
It’s hard to determine how much insurance you need when protecting your home or business investment. While your insurance agent can help you figure out a good place to start, no one can predict the future or what type of events will occur that will require you to tap into your various ...
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Does Your Homeowners’ Insurance cover rodent Damage?
Mice, rats, and insects can cause different types of damage to your home and personal belongings. Unfortunately, most rodents go undetected until they have taken up permanent residency in your home. You may catch glimpses of them now and then, but it isn’t until the damage becomes more ...
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The Rising Cost of Lumber and How It Affects Your Home Insurance
Over the past few years, the cost of lumber has jumped almost 200%. Much of this is due to the pandemic, but other factors include where the lumber comes from and how easy it is to get it where it needs to be. States like Florida and Louisiana that have been hit extremely hard due to storm damage, ...
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Auto Insurance Claims and How Its Payouts Are Determined
We all know that auto insurance is mandatory in most states. What many people don’t understand, however, is how their policy works. Filing a claim is only the first step in the process. You must walk through several other measures before paying a claim. Knowing the process will help relieve ...
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5 Practical Ways to Save on Auto Insurance
Getting car insurance helps protect the driver or the car owner. Whether it’s just basic liability insurance or you have full auto coverage, it’s crucial to ensure that you’re getting the best deal possible. You shouldn’t have to spend more than needed as auto insurance is ...
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How to Protect Your College Student from On-campus Losses
Sending your child to college is an experience that comes with exhilaration, stress, and a measure of anxiety. Therefore, knowing how your homeowners’ insurance policy protects your children and their belongings while they are away at college will go a long way in putting you at ease. Most ...
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What Is Collision Insurance & Why Do You Need It?
Collision insurance protects your vehicle when you collide with another vehicle or object. However, covering the damages can be difficult without the proper protection. Here is an in-depth look at collision insurance. Purchasing a car is a significant investment. In order to keep your vehicle ...
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5 Reasons Why Independent Contractors Need Workers’ Compensation
As an independent contractor, you are aware that an accident can occur at any time. If you are injured on the job or contract an illness, workers’ compensation can cover your medical bills and help replace your lost wages. Common instances when workers’ compensation assists contractors ...
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Umbrella Insurance Policies and Excess Uninsured/Underinsured Motorist (UM/UIM) Coverage
Automobile insurance is written out in a way that protects you and others from the after-effects of an accident. Many people choose to carry the state-required minimum amount of auto insurance to be able to drive legally on the roads. It may be much cheaper at the time to carry the state minimum ...
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How Home Improvements Can Affect Your Home Insurance Premiums
Homeowners undertake home improvement projects to make repairs, add to their existing space, or make substantial upgrades. While the improvements will eventually raise the value of your home, they will also raise your homeowners insurance premiums. Depending on the amount of risk you incur during ...
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